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Legal & Financial Services

Financial Services

Financial Services

Continuum EAP's financial program provides you and your eligible family members with financial referrals to top-rated financial professionals as well as a comprehensive resource library.

Financial Consultations

Continuum EAP members are entitled to no-cost telephonic consultation with financial coaches. Typical matters include credit counseling, debt and budgeting assistance, tax planning, retirement and college planning questions. These services are provided by seasoned financial professionals and licensed CPA’s. Telephone consultations are generally limited to 30-60 minutes per issue.

Tax Preparation and Consultation Component

Continuum EAP members are entitled to receive a 30-minute income tax planning related consultation per year on each separate tax issue they encounter. Preparation of all personal income tax documents are prepared by a CPA at a preferred rate reduction of 25% from the CPA’s normal fee.

Consider our Financial Services for:

  • Developing a Spending Plan

    This service provides analysis of your budget with a goal of developing a realistic spending plan that incorporates current and future financial goals. The analysis will include advice on maximizing income, reducing expenses, as well as managing the use of credit.

  • Rebuilding Your Credit

    Credit Report Analysis. (An analysis tool that gives an overview of your credit report and credit score with tips and strategies to improve your credit score).

  • Getting Out of Debt

    This service provides an analysis of your debt structure to ensure you are managing debt in the most effective way possible. Effective strategies for credit challenges including direct access to non-profit credit counseling services is also included.

  • Garnishments

    This service offers you an opportunity to discuss either garnishment prevention or cash flow management in the event a garnishment has occurred. You will be able to review your financial situation with a financial counselor, to better understand the ramifications of your choices, and alternatives.

  • Tax Levy/Wage Garnishment Resolution Program

    It is estimated that 2%-6% of the employee workforce have received or been threatened with a tax levy on wages. Through our Tax Levy Resolution Program you will receive a free 30 minute consultation with a Tax Levy Resolution Specialist who can review your current tax problem. Additional services include negotiating with taxing authorities, stopping tax collections, interfacing with HR/Payroll, etc. can be provided at a discounted fee.

  • Pre-Retirement Analysis

    This service includes providing you with a hard copy financial planning report that analyzes existing retirement investments to see if you are on track for your retirement income goals.

  • 401(k) Review

    This analysis tool helps you choose the right mix of mutual funds in your 401(k) plan based upon your investment goals and temperament.

  • Home Buying Strategies

    This service provides advice and analysis of strategies for buying a home, as well as information on first time homebuyer programs. This service also provides you with direct access to a mortgage loan lender.

  • Mortgage Refinance Check-Up

    Whether you want to lower your mortgage payments, eliminate private mortgage insurance, get cash out for a home improvement project or pay off high-interest rate credit card debt, refinancing could be your answer. But, you’ll likely have questions about whether it’s a smart decision right now. Use our Mortgage Refinance Check-Up service to find out answers to some of your toughest refinancing questions.

  • College Funding Analysis

    This service provides you with a hard copy financial planning report that analyzes your current investments for college in relation to costs for higher education in the future.

  • Income Tax Services

    This service included direct access to discounted tax preparation/tax planning services. You can receive a preferred discount of 25% off normal fees.

General Financial Coaching

General financial coaching is available on several different levels in our benefit package. Services range from individual consultations involving budgeting, credit matters, estate planning, retirement planning, and college funding, general investment subjects and tax issues. The following is a partial list of the many financial topics that can be discussed with a Financial Coach:

  • Budgeting Techniques
  • Caring for Aging Parents
  • Corporate Bonds
  • Credit after Bankruptcy
  • Credit Cards with Lower Interest Rates
  • Credit Repair Scams
  • Credit Reports
  • Debt Counseling
  • Divorce Planning
  • Finding a Financial Advisor
  • Insurance Buying Strategies
  • Internet Stock Trading
  • IRA Rollovers
  • Medicaid
  • Medicare
  • Money Market Accounts
  • Mortgages
  • Mutual Funds
  • Negotiating Late Rent/Utility Payments
  • Renting vs. Buying a Home
  • Retirement Planning
  • Reverse Mortgages
  • Saving for Financial Emergencies
  • Social Security Benefits
  • Small Business Financing
  • Student Loans
  • Tax Issues
  • US Savings Bond

Matters involving disputes or actions between members and their employer are excluded from eligibility of this plan.

Financial Resources & Forms

Like our legal resource library, our financial resource library provides you with unlimited access to a number of financial calculators, professionally written articles, FAQ’s and much more.

Please click here to access our members-only legal and financial resources.​ Or, contact Continuum EAP at 402-476-0186 / 800-755-7636 or to arrange for consultation services.