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Tips to address your financial stress

Tips to address your financial stress

Financial worries are one of the biggest stressors for employees and family members as a result of the COVID-19 pandemic. Not addressing this worry and fear can lead to mental and physical health problems. Help ease your financial concerns with the following tips: 



  • Plan your day to include time for relaxation, talking with friends and family, and engaging in enjoyable activities or hobbies.
  • Get some exercise to help reduce stress and improve mood. Try going for a walk, stretching, yoga or dancing.
  • Get a good night’s sleep. Avoid use of electronics at least 30 minutes before bedtime, reduce clutter in your bedroom, and engage in relaxing activities prior to bedtime such as reading a book or working on a crossword.
  • Avoid drugs and alcohol. These substances can make it harder to manage stress and also cost you money!



  • Work together to come up with a realistic plan to address your financial situation. This may involve talking to your children and letting them know that it is a difficult time and that some entertainment or special purchases must be put on hold.
  • Spend money on essential needs first such as housing, utility bills, food and clothing. Evaluate spending trends; is this something we want or something we need?
  • Stay connected! There are many ways to spend quality time with your loved ones that don’t cost money. Play board games, do puzzles, watch a movie, go for a walk or cook dinner together.



  • Contact credit card companies to try and negotiate lower interest rates or reduced payment plans.
  • Reach out to your mortgage company or landlord about possible options for reducing monthly payments or extending payment terms.
  • If you have health/medical debt, contact the provider about arranging a payment plan. Many hospitals also have financial aid available.



  • Continuum EAP has financial coaches available to provide training on the basics of personal finance and help members create a strategy that reflects their goals and values


For more tips or to access problem-solving, counseling or financial coaching services, Continuum EAP members are encouraged to reach out to us to connect with an EAP professional.


Our Customers Say it Best

  • Hexagon Lincoln
    Hexagon Lincoln

    “Hexagon views Continuum EAP as a key business partner and a valued resource for our employee populace. Continuum provides high-quality — and confidential — educational and counseling services for “Team Hexagon.” The professional staff is always available and willing to help at a moment’s notice.”
    - Matt Becker, Human Resources Manager, Hexagon Lincoln

  • NebraskaLand National Bank
    NebraskaLand National Bank

    “Continuum has been such a great benefit for NebraskaLand National Bank. Once a month we offer employees a “Lunch ‘N Learn” where we feature a Continuum HelpNet webinar and provide lunch. We have received great feedback from employees and attendance continues to increase each month.”
    - Stacey Dawkins, Human Resources, NebraskaLand National Bank

  • Lincoln Electric System
    Lincoln Electric System

    “Continuum is a great resource for LES. They proactively provide workshops to address issues in today's work environment and customized on-site training. Their staff has been helpful and effective.”
    - Julie Panko Haberman, supervisor, Learning & Development, Lincoln Electric System

  • Duncan Aviation

    "We look to Continuum as a strategic partner, in helping our employees cope with stress at work and at home, which leads to improved work performance, decreased absenteeism, and greater workforce retention."
    - Leon Holloway, Team Member Services Manager, Duncan Aviation

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    Assurity Life Insurance

    "Continuum is part of Assurity's high performance culture. Trust has been created for associates who use their services for personal life issues but also for work issues whether they refer themselves or a supervisor refers them. Continuum's expertise demonstrated by all staff aligns to our mission and values and helps associates understand there are resources available for them and their families. The value the Assurity Team receives from Continuum is a measure of performance and risk management. I have worked with them for over 20 years and would choose them over the other two employee assistance programs that I have worked with."
    - Jan Zoucha, Assurity Life Insurance

  • NE State College System
    NE State College System

    "The Nebraska State College System has been very pleased with the services we've received from Continuum. Continuum's experience and expertise have served our employees and College administrators very well. Continuum is extremely responsive and skilled at coaching, consulting, and providing a variety of employee assistance services. In addition, our employee feedback from training sessions has been very positive."
    - Kristen Petersen, General Counsel & Vice Chancellor, NE State College System

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